Full course description
Description
This training provides an overview of private health insurance options, including different types of coverage such as HMOs, PPOs, indemnity plans, and self-insured trusts. It explores how individuals can access private health insurance, especially when dealing with pre-existing conditions. The session also covers key laws such as the Health Insurance Portability and Accountability Act (HIPAA), COBRA, and the Affordable Care Act (ACA), ensuring participants understand their rights and options when seeking health coverage.
Target Audience
- Individuals seeking to understand private health insurance options.
- Employees considering employer-sponsored health plans.
- People with pre-existing conditions looking for coverage solutions.
- Anyone interested in navigating health insurance laws and regulations.
Learning Outcomes
After completing this training, you will be able to:
- Understand the different types of private health insurance plans, including HMOs, PPOs, indemnity plans, and self-insured trusts.
- Identify key laws that impact private health insurance, such as HIPAA, COBRA, and the ACA.
- Determine how pre-existing conditions affect health coverage eligibility and access.
- Make informed decisions when selecting a private health insurance plan based on individual health needs and financial considerations.